Commercial Property loans

Commercial

Property loans

Our Commercial Property Loan helps businesses invest in commercial property acquisition, refinances, and equity releases.

Commercial Property

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What is a Commercial Property Loan?

A commercial property loan allows business borrowers to access capital with commercial property as collateral. Whether you’re purchasing, refinancing, or consolidating debt, this loan is designed to support your business growth.

Broad offering up to $2.5M
Borrow up to 80% against your property. If packaged with Invoice or Trade Finance we will lend up to 85% LVR.
Wide range of property locations (capital cities to regional centres)
Use it standalone or package it up with another Moneytech product

What you could use a Commercial Property loan for

Our commercial property loans are versatile funding solution designed to support a wide range of business needs.

Purchase new property

Refinance existing property

Acquire or refinance business premises

Consolidate debt

Release equity

Product eligibility

Want to know if a Commercial Property Loan could work for your business? Here are some things we look for:

Business Borrowers Only

Applicants must be registered Australian businesses. Special purpose vehicles are eligible. SMSFs and hybrid trusts are not eligible.

Property as Security

Loans must be secured against commercial property. Acceptable securities include commercial, industries, office and retail premises. Development sites or property under construction are excluded.

Loan Purpose

Funds must be used for business-related purposes such as property acquisition, refinancing, cashflow support, or debt consolidation.

Complete Tenancy Schedule

Tenancy schedule is required, which should include; tenant details, costs per SQM, annual lease amount, commencement date, term and option period.