Invoice Finance that works the way you do
Invoice Finance that
works the way you do
Free up cash flow, unlock working capital, and keep your business moving - without waiting for invoices to be paid. Explore our two invoice finance solutions for your growing business.
What is invoice finance?
Invoice Finance, also known as Debtor Finance, is a funding solution that lets you unlock cash tied up in unpaid invoices – so you don’t have to wait to get paid before moving your business forward. It’s a smart way to improve cash flow, access working capital, and keep operations running smoothly.
We offer two flexible Invoice Finance solutions to suit businesses of all sizes and stages. Whether you need a high-limit facility with tailored terms or a fast, low-touch option to get started, we’ve got you covered.
Cash Advance
For businesses that want efficiency and fast access to funds
Cash Advance is our simplified version of Invoice Finance – built for speed, simplicity, and flexibility. It’s perfect for businesses that want to unlock cash from their receivables without changing how they operate. We’ve partnered with global accounting software solutions such as Xero to provide seamless account integration, making it easier to business with us.
Key Features:
- Facility limits from $150,000 to $1 million
- No control account required - keep your existing bank setup
- Confidential facility to retain customer facing autonomy
- Connect directly to Xero for seamless integration
- No property security needed, simply use your receivables as the security
Use it to:
- Access up to 80% of your invoice value upfront
- Improve cash flow without offering property as security
- Avoid the hassle of traditional lending solutions
- Get funded quickly and stay focused on growth
Invoice Finance
For growing businesses that need scale, structure, and control.
Our corner stone Invoice Finance product is designed for businesses with larger funding needs and more complex requirements. It gives you access to working capital by advancing funds against your unpaid invoices – so you can pay suppliers, invest in growth, or manage cash flow without delay.
Key Features:
- Facility limits from $500,000 to $25 million
- Flexible terms with the ability to only daw funds as needed
- Custom pricing and tailored facility structures
- Ideal for businesses with established invoicing processes and higher turnover
- No need for property as security
Use it to:
- Fund large orders or seasonal demand
- Smooth out cash flow gaps
- Support expansion or acquisitions
- Consolidate debt
- Fund new contracts
Requirements
Want to know if one of our invoice finance solutions could work for your business? Here are some things we look for:
Payment terms
Within 90 days
Invoices
Issued by reliable and creditworthy business customers with proof of delivery or acceptance
A diverse customer base
With limited reliance on a few big customers
Your customers
Creditworthy Australian businesses with a reliable payment history