Flexible finance that moves with you
Flexible finance that
moves with you
Moneytech’s Line of Credit is a dynamic financing solution designed to give your business access to funds when you need them - without the hassle of reapplying each time.
Line of Credit
Working capital when you need it
Our Line of Credit is a dynamic financing solution designed to give your business access to funds when you need them. Think of it as a financial safety net that’s always there, ready to support your growth, manage cash flow, or cover unexpected business expenses.
Unlike a traditional loan, a line of credit is revolving—meaning you can reuse funds as you repay them. With Moneytech, you can access up to $500,000, with repayment terms of up to 120 days from each drawdown. It’s designed to give your business breathing room and financial agility!
What can a line of credit be used for
Moneytech’s Line of Credit is ideal for a range of working capital requirements to grow your business. Whether you’re expanding, stabilising, or simply staying ahead, our facility moves with your business.
Purchase, refinance or debt consolidation
Invest in growth opportunities
Business acquisitions
Ability to package with other working capital products
Inventory and equipment purchase
A lender that grows with you
We’ve built our line of credit product with businesses like yours and the flexibility you need in mind.
- Quick access to funds – Get the money you need fast
- Flexible repayments – Our terms are tailored to what suits your business
- Only pay for what you draw down
Product eligibility
Want to know if your business is eligible for a Line of Credit? Here are some things we look for:
Business Ownership
Applicants must be 20 years or older and either an Australian citizen or permanent resident.
Trading History
Your business must be registered for GST for a minimum of 12 months
Monthly Turnover
Your business must have consistent revenue evident with 12 months bank statements
Credit profile
Your credit history must be clean for businesses and director/s.
Security
We’ll let you borrow up to $250,000 without property ownership as your security and up to $500,000 with a caveat/mortgage guarantee.
Want to get on with business?
Want to get on with business? Our Line of Credit is here to help
Our Line of Credit is here to help
If you’re ready to take your business further, we’re ready to help. Applying is quick, easy and our solutions are ready for your success.
