Cash flow solutions to empower your business

At Moneytech, we understand that maintaining cash flow is a priority for any business.

With our diverse offering of financial solutions, we can help you achieve continued business success. We will work with you to understand your short term needs and long term goals. While we take time to understand your financial objectives, we encourage you to seek your own independent professional advice.

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Trade Finance

Moneytech’s trade finance solution is a revolving line of credit that’s designed to smooth out cash flow volatility.

Trade Finance gives you extended terms to pay for your Inventory purchases from both domestic suppliers and Import Finance from overseas. Our Trade Finance facilities allow you to pay for goods as you need to ensure shipment or keep within your supplier term, while spreading the repayment to Moneytech across 120 days. Invoices can be for pre-sold / ordered goods or general Stock Finance and we can also handle the Foreign exchange for you as well as minimizing currency movement risk.

Your Trade Finance is managed through Moneytech’s platform that boasts unparalleled delivery speed and easy administration. Moneytech’s Trade Finance platform integrates with Moneytech Foreign Exchange, giving you access to competitive FX rates in one place and at your fingertips! We’ll work closely with you to offer a solution that will enable your business to achieve its goals.

Our Trade Finance facilities have a number of key competitive benefits:

We offer small to medium sized businesses a line of trade or import finance to use for purchasing stock and inventory from local and overseas suppliers
Real time transactions via our proprietary financing and payments platform
Pay suppliers using your credit card via our credit card payment gateway, allowing you to remit funds to any local or international supplier
Credit limits from $25,000 right up to $10,000,000
Fast, simple application process and approvals within 48-hours
Flexible payment terms and conditions rather than the ‘one size fits all approach’

Debtor Finance

Unlock the value of your invoices sooner.

Debtor Finance is also known as Invoice Finance, Invoice Discounting, Receivables Finance, or Factoring. It is essentially a line of credit against your Accounts receivables or Debtors and the Invoices which are owed to your business for goods and Services provided on credit terms. Functionally, this works like a business overdraft and whilst it is a secured business loan, the security is the business assets not real estate equity.


Our Debtor Finance facilities have a number of key competitive benefits:

Moneytech will advance up to 100% of your receivables, which is well above the industry average of 80%.
We fund invoices up to 120 days from the date an invoice is raised (30 days more than the industry standard of 90 days).
Unlike our competition, we only apply the service fee to funds drawn, rather than turnover. Our fee structure is transparent and genuinely pay-as-you-go, saving you money.
With Moneytech, you control your debtors (including all invoicing and collections).
Simple application process and approval.
No bricks and mortar security required.
Flexible Concentration Limits.
No Exit Fees in most instances.

Term Loans and Equipment Finance

Secured Term Loans are also part of our total funding solutions for growing businesses where the funding is needed outside of what can be provided through our Trade Finance and Debtor Finance. Funding can be provided for business acquisitions and expansion or to assist in refinancing bank overdrafts. Our Secured Term Loans are also now available for up to $100,000 for business purposes without Trade or Debtor Finance for small businesses who need funding and shouldn’t have to pay the 20% per annum to a fast loans fintech provider with aggressive repayment terms.

Asset Finance or Equipment finance is also a finance product we offer.  Equipment can be funded via a Chattel Mortgage and can be against New or Used Vehicles, Yellow Goods or production machinery.  If you are importing machinery or a specialist vehicle directly, Moneytech are one of the few financiers who can provide a Lease in escrow by using our trade finance capacity to fund the import process and convert this loan to a Chattel Mortgage on arrival to Australia.

Peter Jackson

Client case study

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